How to Accept Online Payments Without a Website in India
No website? No problem. Payment links, QR codes, and hosted checkout pages let you accept UPI payments today.
ToroPay Team
Engineering & Product
20 May 2026
5 min read

You Don't Need a Website to Accept Payments
Many freelancers, tutors, and small business owners think they need a website to accept digital payments. That's not true.
Method 1: Payment Links
A payment link is a URL you share with your customer. When they open it, they see a payment page where they can pay using UPI.
How to Create Payment Links with ToroPay:
- Sign up at toropay.co.in (free)
- Add your UPI ID
- Click "Create Payment Link"
- Set the amount, title, and optional custom fields
- Share the link via WhatsApp, Instagram, email, or SMS
Method 2: QR Codes
QR codes are great for in-person payments. Print your QR code and place it at your counter, table, or shop entrance.
Method 3: Hosted Checkout Pages
A hosted checkout page is a permanent page for your business. Link to it from your Instagram bio, WhatsApp status, or anywhere.
Use Cases
Freelancers
Send a payment link with your project invoice. The client pays instantly — no bank transfers, no delays.
Online Tutors
Create a payment link for each batch. Share it in your class group. Parents pay directly.
Event Organizers
Collect registration fees with custom fields (name, phone, ticket type). No form builder needed.
Instagram Sellers
Add your ToroPay checkout link to your bio. Customers browse and pay through your branded page.
Start accepting free UPI payments
Create your free account in 2 minutes. Zero transaction fees, branded payment pages, instant settlement — no KYC required.
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